Saving Money for a Large Purchase

How Should You Allocate Investments Among Your Various Accounts?

Posted on

If you’re like many Americans who are diligently saving for retirement, your nest egg is spread among a number of different accounts such as a 401(k), individual retirement account (IRA), Roth IRA, or even a Health Savings Account (HSA). Keeping these funds in separate accounts can make sense for both financial and logistical reasons, but you may be at a loss when it comes to allocating your investments within each account.…

Read More »

5 Things to Consider When Getting a Payday Loan

Posted on

Payday loans are great last minute loans for anyone who needs the money quickly for an emergency. This is because they are the easiest loans to apply for, and the money typically gets directly deposited into your account within 24 hours. However, before you make the leap and apply for a payday loan, here are five things to consider: Payback: Before applying for a payday loan, you will want to know what the terms are for paying the loan back.…

Read More »

3 Questions about Payday Loans

Posted on

The challenges of having enough money at all times during life can be many. There are sure to be unexpected emergencies that come up from time to time that must be dealt with immediately.  Some of these may include medical bills or automobile repairs that must be fixed. Regardless of why you need money, it’s ideal to know certain information about payday loans. Question #1:  What are payday loans? This type of loan will allow you to borrow money that you need and pay it back when you receive your paycheck.…

Read More »